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Money Talks: First Mortgage

Guest: Adam Black, Renesant Bank 601-540-0302 https://apply.renasantmortgage.com/#/loan-officers/adam.black@renasant


  • Who is a "first time" home buyer?
  • What are some special programs available?
  • Do you know the difference between pre-qualified and pre-approved?
  • How much of a loan do you qualify for vs. can you afford?
  • What's the difference between deferment and forbearance?


https://www.ms.gov/Agencies/mississippi-home-corporation


Calls concerned:

  • penalty for paying off mortgage
  • red lining
  • student getting a home
  • construction loans and mortgage
  • RMD from IRA
  • refinancing

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