Money Talks: First Mortgage
Guest: Adam Black, Renesant Bank 601-540-0302 https://apply.renasantmortgage.com/#/loan-officers/adam.black@renasant
- Who is a "first time" home buyer?
- What are some special programs available?
- Do you know the difference between pre-qualified and pre-approved?
- How much of a loan do you qualify for vs. can you afford?
- What's the difference between deferment and forbearance?
- penalty for paying off mortgage
- red lining
- student getting a home
- construction loans and mortgage
- RMD from IRA
Money Talks: Financial Fears
What are you afraid of? Do you have financial worries? We’d like to address some common financial fears. We want to help you label the fear and give you ways to face the fear. Our experts are on hand to answer personal financial concerns and questions.Producer Liz Gill came across an article on the website: https://womenwhomoney.com/common-financial-fears-overcome-money-worries/ and wanted to get OUR experts opinions on the money fears the article brought up.Discussion:Financial Fear #1 – Never getting out of debtFinancial Fear #2 – Losing my jobFinancial Fear #3 – Something terrible happening to me (or my partner)Calls:Inherited IRAToo much money1031 exchange of propertyAnother inherited IRAWhere to get tax infoIf you’d like more information about saving for your child’s education find the Money Talks podcasts from: September 15th, 2020 http://moneytalks.mpbonline.org/episodes/money-talks-treasurer-david-mcraeand August 27th, 2019 http://moneytalks.mpbonline.org/episodes/money-talks-529-savings-planswhen we discussed 529 plans.In Legal Terms discussed Section 1031 property exchanges on June 15th, 2021 http://inlegalterms.mpbonline.org/
Money Talks: Kids Learning
Everyone wishes they handled money better. The Mississippi Council of Economic Education hopes to increase economic and financial literacy in Mississippi. We learn from our guest, Selena Swartzfager, President ofMCEE how they do this, and we take your personal finance questions.Family Financial Fun DaySaturday June 12th – Lynn Meadow’s Discovery Center, Gulfport9-11am Register online by Friday June 11th, 2021Register here: https://form.jotform.com/MSEconEd/FFFDAYFamilies should plan to remain for the entirety of the 2-hour event. Parents/Guardians MUST accompany their children.Website for MCEE: https://mscee.org/Social media: https://www.facebook.com/mseconeducationhttps://twitter.com/mseconeducationhttps://www.instagram.com/mseconeducation/https://www.youtube.com/channel/UCyAzG-xXanobxdWvUkBxgPwEconomic ChallengePersonal Finance ChallengeDegree ProgramsCEUs for teachersWhy learn?PartnersCalls:one parents experenceunemployment taxesinvestment advice1st time home buyers http://moneytalks.mpbonline.org/episodes/money-talks-first-mortgage
Money Talks: F.I.R.E.
Whether you’re 25, 55, or 75, maybe you’re dreaming of retirement.Today, we’ve got some tips geared for the 25 year-olds but everyone else will find some great information. Are you on fire for retirement?We're talking F. I. R. E.?We learn what that is and take your personal finance questions.Financial Independence, Retire Early from the 1992 book "Your Money or Your Life"save up to 70% of annual income, invest it with the help of a professionalgoal of retiring in 40s to either do nothing or travel or be selective in their jobonce savings reaches 30 times annual expenses you could retireCalls: saving advicesaving adviceemail - bond interestsavings bondsOther resources:https://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/)https://www.ramseysolutions.com/retirement/what-is-the-fire-movement#:~:text=Movement%3F-,F.I.R.E.,Be%20confident%20about%20your%20retirement.https://www.investopedia.com/terms/f/financial-independence-retire-early-fire.asphttps://www.investopedia.com/articles/retirement/08/retiring-early-retirement.asphttps://www.mrmoneymustache.com/2012/01/13/the-shockingly-simple-math-behind-early-retirement/