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Money Talks: Extension Service

Our guest today is Dr. Rebecca Campbell Smith, associate professor with the MSU Extension Service.

Dr. Smith works with the Extension Center for Economic Education and Financial Literacy.

http://extension.msstate.edu/


Family finanical management website


The Healthy, Wealthy and Wise Program is designed to motivate adults to improve financial health and increase wealth by reducing debt, increasing savings and gaining confidence in the ability to make wise financial decisions.


When Your Income Drops If your family suffers loss of income, try to remain calm and don’t waste time and energy blaming yourself. Instead, take control of the situation by doing the best you can with the resources available to your family.


Managing Personal Finances During COVID-19: This toolkit provides information and resources to help individuals and families stabilize and improve their financial well-being as they weather loss of income and declining asset values. It is also intended to help consumers protect themselves now and position themselves for a stronger financial future.


Other pamphlets and videos include:

  • Basic Money Management
  • Credit
  • Disaster Relief
  • Estate and Finanical Planning
  • Fraud and Identity Theft
  • Housing and Homebuyer
  • Volunteer Money Mentors
  • Youth Finanical Literacy


Calls:

  • stimulus taxable?
  • kids and stimulus
  • unemployment
  • dependent and stimulus
  • landlord help
  • social security and stimulus

How To Get Your Second Stimulus Payment Direct Deposited To Your Bank Account - a Forbes article

Congress has agreed to a roughly $900 billion economic relief package that includes a second round of stimulus payments.

The second stimulus payment will be:

A onetime stimulus payment of $600 for each individual

A onetime stimulus payment of $1,200 for married or joint filers

A onetime stimulus payment of $600 for dependents age 16 and under

In order to qualify for the second stimulus payment, you will need to have earned (in 2019) less than $75,000 (for individuals) or $150,000 (for married/joint filers). If your income is higher than those limits, then the stimulus payment is reduced by 5% of your adjusted gross income above those limits. This was the formula and income threshold under the first stimulus payment bill.

More Episodes

3/23/2021

Money Talks: A Year of Money Talks

It’s time to review all the topics we’ve covered on Money Talks in the past 12 months. If you’ve missed any episodes, we’ll give you the flavor of some of the episodes so you can find the ones that interest you on our podcast.Last Spring, we talked a lot about current events each week. We had guests from the Mississippi Department of Employment Security, we talked about fraud and the Cares Act and the Economic Impact Payments. We had a guest from Edmunds dot com talk about new car buying. A guest from the National Foundation for Credit Counseling. The executive director of Mississippi Food Network.Nancy remarked on the information that MDES gave us so often and so willingly for the first of three shows on 04/07/20.Kevin like the car buying show on 04/28/20 and fraud show on 04/14/20 that we were able to share with our listners.Producer, Liz, like the MS Food Network information from 06/02/20.In the Summer and Fall we had less Open Topics shows and more personal finance broadcasts. We recapped those organization providing pandemic financial assistance.We discussed different types of investment professionals, day trading, money saving tips, credit cards, the S and P 500, and mindful spending.We had guests discuss Social Security, home buying, flexible jobs, the Census, MDES, bankruptcy. Our Mississippi Treasurer talked about his agency.Nancy talked about the finanical videos she and her husband made during 2020. Also the Real Estate Investment broadcast on 11/17/20Kevin remarked on the helpfulness of Shawn Mercer from Social Security on 07/07/20 and our Mississippi Treasurer on 09/15/20.Liz, enjoyed the money mindfulness broadcast on 10/27/20.From the holidays to now, Money Talks covered: CDs, cutting expenses, the baby steps of investing, stock fragments, GameStop, free goods and services, and minimum wage.Our guests helped us talk about real estate investment, community foundations, more Social Security, financial education available from the Extension Service,more MDES, and student loans.Nancy talked about the listener driven inspiration for our minimum wage broadcast on 03/16/21.Kevin liked the investing baby steps from 01/19/21 and cutting expenses show on 11/24/20 for "starter" shows for listeners.Liz like learning about the education opportunities from the Extension Service on 12/22/20.