Money Talks

We’ve got two sides of the same coin today: what to do with inherited items you don’t want and also how acquire things you need when you’re on a budget. We’ll discuss ways to get rid of material items if you are trying to downsize and how to accumulate, inexpensively, household objects you may need.Useful websites:https://www.gobankingrates.com/saving-money/home/why-still-wasting-money-storage-units/https://dengarden.com/cleaning/Stuck-with-Your-Parents-Stuffhttps://www.legalzoom.com/articles/7-tips-for-getting-rid-of-your-parents-lifelong-possessionshttps://financialgym.com/blog/how-to-furnish-an-apartment-without-breaking-the-bankhttps://www.lifehack.org/525095/8-the-best-places-buy-used-goods-online

We’d all love to have more money to invest. Before you can find ways to get your money to grow, you have to save money. Budgeting can help you do that. If you need a little help writing out a plan to spend your money each week, this is the show for you.Instead of a "Budget" call it a "Monthly Spending Plan" if that helps you feel better.We spend a bit of the show discussing Inflation in addition to budgets (and Kevin's savings account interest rate).The 2022 Mississippi Sales Tax Holiday takes place between 12:01 A.M. Friday, July 29, 2022 and 12:00 Midnight Saturday, July 30, 2022.https://www.dor.ms.gov/sites/default/files/Sales%20Folder/2022%20Sales%20Tax%20Holiday.pdfFor a Budget Template: https://consumer.gov/managing-your-money/making-budgetSometimes it takes hearing a message a few times for it to take hold. If you need to hear more, and a little bit different information about budgets, please listen to our September 17th 2019 podcast titled Money Talks: Budgetshttp://moneytalks.mpbonline.org/episodes/money-talks-budgetsQuestions:InflationCredit vs DebtInflation

With identity and data theft on the rise, we’d like to suggest what you can do now and if you are informed of a data breach.Discussion:Ida on the economyCOVID on the economyhow to get a credit reportwhat will they askwhy freeze creating new creditafter you freeze your creditif your credit report is wrongcheck your Social Security Information at ssa.govYou might not be able to keep your data from being stolen but we’ve got tips on what to do if it is. These are tips anyone can use to protect their bank account, the retirement, their credit record. ?https://www.fultonbank.com/Education-Center/Privacy-and-Security/personal-data-breach-tipsChange your passwordsSign up for two-factor authenticationCheck for updates from the companyWatch your accounts, check your credit reportsConsider identity theft protection servicesFreeze your creditIdentitytheft.govCyber Security podcast from Aug. 9the 2019 http://moneytalks.mpbonline.org/episodes/money-talks-cyber-securityCheck your credit report: https://www.consumer.ftc.gov/blog/2021/03/free-weekly-credit-reports-during-covid-extended-until-april-2022Phone numbers for the 3 credit reporting bureaus:Equifax:1 (888) 766-0008Experian:1 (888) 397-3742TransUnion:1 (800) 680-7289