Money Talks

What software do you use for Personal Finance? Do you use a program to do your taxes? Do you keep track of your budget on your phone with an app, or on your PC with software? We’ll tell you some options and we want to hear what works for you.What to consider when looking at softwareWhat are examplesIRS newsBudgeting softwareWhat to lookout forhttps://www.nerdwallet.com/article/taxes/best-tax-softwarehttps://www.irs.gov/filing/free-file-do-your-federal-taxes-for-freehttps://www.irs.gov/newsroom/national-taxpayer-advocate-delivers-annual-report-to-congress-focuses-on-taxpayer-impact-of-processing-and-refund-delayshttps://home.treasury.gov/news/press-releases/jy0553https://www.techradar.com/best/best-personal-finance-softwarehttps://www.pcmag.com/picks/the-best-personal-finance-serviceshttps://www.thebalance.com/best-personal-finance-software-4171938https://www.theatlantic.com/technology/archive/2013/04/what-tax-preparation-software-looked-like-in-1991/274985/https://en.wikipedia.org/wiki/TurboTaxhttps://www.investopedia.com/personal-finance/best-budgeting-software/https://www.hp.com/us-en/shop/tech-takes/best-personal-finance-software-apps

New Year means a new start for good habits. Let’s talk about your money plans for 2022. What are your savings goals? Your retirement contribution goals? Do you have a budget to help you achieve these goals?NewsIf you receive extra moneyNew financial contribution limitsLook over last year's financial planBudgetIs eating out “eating” into your ability to save? By planning meals to eat at home or bring from home, you might be able to put more money towards savings or retirement.Apple TV plus, Amazon Prime Video, Disney Plus, Netflix, HBO Max, Paramount Plus, Peacock, Hulu, Discovery Plus. Do you pay for each of these? Some of these? What could you do without to save money each month?Do you still need life insurance now? Is your car over insured? Is your homeowner’s insurance at the correct amount? Take some time to check over your insurance to see if you can save yourself some money.Podcast just on budgeting. Look for that from September 17th of 2019.http://moneytalks.mpbonline.org/episodes/money-talks-budgetsCalls:who are these suggestions forreturning item bought on credit cardtax advantage of giftslong term carelife insurance

New Year means a new start for good habits. Let’s talk about your money plans for 2022. What are your savings goals? Your retirement contribution goals? Do you have a budget to help you achieve these goals?NewsIf you receive extra moneyNew financial contribution limitsLook over last year's financial planBudgetIs eating out “eating” into your ability to save? By planning meals to eat at home or bring from home, you might be able to put more money towards savings or retirement.Apple TV plus, Amazon Prime Video, Disney Plus, Netflix, HBO Max, Paramount Plus, Peacock, Hulu, Discovery Plus. Do you pay for each of these? Some of these? What could you do without to save money each month?Do you still need life insurance now? Is your car over insured? Is your homeowner’s insurance at the correct amount? Take some time to check over your insurance to see if you can save yourself some money.Podcast just on budgeting. Look for that from September 17th of 2019.http://moneytalks.mpbonline.org/episodes/money-talks-budgetsCalls:who are these suggestions forreturning item bought on credit cardtax advantage of giftslong term carelife insurance

Money Talks wants to help you today to Prepare Before the Storm. That “storm” might be weather, economic, or family issues. We’ve got some websites and some suggestions.New Perspectives blog posts: https://newper.blogspot.com/Financial Resilience And Mutual AidSaturday, February 20, 2021On Preparedness Friday, February 19, 2021In the News:PPP loans expandedJob losses going downSuez Canal ship stuckNon-fungible tokensEmergencies savings for loss of income, vehicle replacement, medical careResilient BudgetsWhere to keep fundsEmergency Financial First Aid Kit https://www.ready.gov/sites/default/files/2020-03/ready_emergency-financial-first-aid-toolkit.pdfBe Prepared For A Financial Emergencyhttps://www.ready.gov/sites/default/files/2021-01/ready_financial-emergency_info-sheet.pdfCalls:start saving early - be a part of your communityCommunity Emergency Response Team https://www.ready.gov/cert

If you are a renter or a landlord, you'll particularly want to listen today’s Money Talks. Our guest is the Executive Director for Mississippi Home Corporation. Scott Spivey talks about the agency and the grants available to Mississippians who can’t pay rent during this pandemic. He discusses programs for first time home buyers and rehabilitation assistance. Our expert hosts are also available to answer personal finance questions. https://www.mshomecorp.com/ https://www.newper.com/RAMP – the rental assistance program. It’s for those impacted by COVID-19 - renters and landlordswww.ms-ramp.comIf you need assistance or wish to speak to a representative, call 601-533-8401 (local) or 1-888-725-0063 (toll-free)**Harrison County received its own funds for rental assistance. If you are a resident of Harrison county and wish to apply, you must call the Open Doors Homeless Coalition at 228-604-8011.Trailers too!The Emergency Solutions Grant COVID-19 (ESG-COVID) program created by the CARES Act funds is designed to prevent and respond to the coronavirus pandemic (COVID-19).Individuals and families who have been laid off or have current income under 50% of area median income (AMI) and individuals who are homeless or receiving homeless assistance are eligible to receive funds. https://ms-ramp.com/esg/Twitter: https://twitter.com/MSHomeCorp https://twitter.com/NewPerMS https://twitter.com/MPBOnlineFirst time homebuyers assistanceYouth Drawing CompetitionPartnerships with developersIn the news:COVIF-19 funeral assistance from FEMA https://www.fema.gov/disasters/coronavirus/economic/funeral-assistanceCOBRA subsidy during pandemic https://www.natlawreview.com/article/new-covid-relief-act-provides-cobra-premium-subsidies-and-increased-exclusionCalls:annuitymortgage assistancePPP loans through your bank

Do you have a question about recent financial news? Do you have a question about your own person finances? Today’s a great day to contact us. It’s an Open Topic Day.The pause on student loan repayment initially put into place under former President Donald Trump and twice extended by Biden is set to expire on Jan. 31.The last of the child tax credit from the American Rescue plan were sent out last week.The Federal Reserve said last week that interest rates will stay near zero for now.“10 Surefire Tax Tips For Year-End 2021”https://www.forbes.com/sites/ashleaebeling/2021/12/08/10-surefire-tax-tips-for-year-end-2021/?sh=ed7aed61bfc3January typically has discounts on bedding and linens, fitness equipment, and TV and electronics – those just before the Super Bowl.https://www.nerdwallet.com/article/finance/what-to-buy-every-monthMany of the nation’s largest banks are cutting overdraft and non-sufficient funds fees for customers in 2022. Lawmakers and regulators have criticized banks for penalizing already cash-strapped customers.Explaining Dot Plot: https://www.bankrate.com/banking/federal-reserve/federal-reserve-dot-plot-explained-how-to-read-interest-rates/Federal Reserve: https://www.federalreserve.gov/monetarypolicy/files/fomcprojtabl20210922.pdf