Money Talks

Do you have a “My Social Security Account”? After listening to this show, you’ll learn why you need one. Our guest is District Manager for Social Security, Shawn Mercer who is a fantastic resource Money Talks has from time to time to answer your questions personally. Ryder is in the studio taking your personal finance questions.https://www.ssa.gov/https://www.medicaid.gov/National Social Security Phone Number: 1-800-772-1213Questions:International accessDeceased spouseTurning 65“State Buy In” https://secure.ssa.gov/poms.nsf/lnx/0600815042Universal life insurance Reported income

If you aren’t married to the other adult in your home, how do you handle your household finances? The relationships in an unmarried home could be Cohabitation, Roommates, or Intergenerational. Do you discuss who pays the bills? How should expenses be handled? These are some of the questions Money Talks address today in addition to taking your personal finance questions.Discuss financesNonmarital AgreementJoin Purchase AgreementHave a willQuestions:I Bonds and interest rates (Previous MT show: http://moneytalks.mpbonline.org/episodes/money-talks-open-topic-augustRobo InvestmentsI Bonds

We throw around financial terms on Money Talks. Maybe you’re familiar with them or maybe you’re not. We’ll talk today about some vocabulary that’s good to know. We also answer questions that relate to your personal finances.In the news:streamingtwitterTerms:APRBlue Book ValueCOBRADRIPescrowJoint tenancy with right of survivorship verses tenancy in commonLiabilityLoadNonmarital agreementTerm life insurance verses whole life insuranceAn official website of the United States government is consumer finance.gov. It’s part of the Consumer Financial Protection Bureau. Click on their Consumer Education tab to learn more about money topics. https://www.consumerfinance.gov/According to Merriam Webster.com, the term “check” which refers to something that is used for verifying accuracy, authenticity, correctness began as a detachable stub – like a claim check. “Check” was first applied to the detachable stub in the early 18th century and then to the bank draft—the written order directing a bank to pay money as instructed. https://www.merriam-webster.com/words-at-play/financial-word-origins/capitalFrom Merriam Webster.com :The term as applied to the stock market derives from the actual use of blue chips in another type of game of stakes—poker. This quote from an 1874 edition of The San Francisco Chronicle nicely connects the two:If times are good and the market flourishing, the game may be played with ‘blue chips,’ as a gambler would say, the very high-priced stocks being the favorites.Blue chips in poker have the highest value, with red and white chips as lower denominations.

One way to increase your earning potential may be attending a Community College. Who are they for? Those right out of college? Those who may have started but not finished a degree? Someone wanting to retrain for a new career? We’ll learn today with our guest Kell Smith, Interim-Executive Director for the Mississippi Community College Board.(601) 432-6518 https://www.mccb.edu/info@mccb.eduAccelerate Mississippi: https://acceleratems.org/If you cheer for an educational institution because of their mascots, we’d like you to know the Mississippi Community Colleges have 2 Tigers, 2 Eagles, 2 Bulldogs, a Lion a Bobcat and a Wildcat; a Bear and a Wolfpack; plus Indians, Rangers, Trojans, and Warriors.Some of Mississippi Community Colleges famous students?American singer-songwriter, Jimmy Buffettengineer and former NASA astronaut Fred Haiseworld record holder for long jump and Olympian Brittney Reeseaward winning immunologist Max Dale CooperUnited States federal judge The Honorable Michael P. Millsand financial expert Dr. Nancy Lottridge-AndersonOn Thursday, April 14th MPB's Auto Correct had the owner of Classic Restoration on the show. Mike Martin talked about how he attended Holmes Community College to learn skills that allowed him to turn his car hobby into a business. http://autocorrect.mpbonline.org/episodes/auto-correct-classicsQuestions:positive experience with community collegesfacultyone day training

Are you ready to travel? With restrictions and procedures changing back and forth you might need a little assistance. Need help selecting and booking a vacation? Would you like to experience a city like a local? We’ll learn about different services travel professionals can offer with our guest Jane Halbert Jones from More Than A Tourist. Ryder is on hand to answer your personal finance questions.https://www.morethanatourist.net/ Affiliate of Magnolia Travel Grouphttps://www.magnoliatravelgroup.com/Magnolia Travel Group is a concierge travel agency offering our clients custom & unforgettable travel experiences.https://www.instagram.com/morethanatourist/As of 04/12/2022: According to the TSA: At the CDC’s recommendation, TSA will extend the security directive for mask use on public transportation and transportation hubs through April 18th. During that time, CDC will work with government agencies to help inform a revised policy framework for when, and under what circumstances, masks should be required in the public transportation corridor. We will communicate any updates publicly if and/or when they change.https://www.tsa.gov/news/press/statements/2022/03/10/statement-regarding-face-mask-use-public-transportationAs of 04/12/2022: The CDC has a page for travel notices. CDC recommends that travelers avoid all nonessential travel to Venezuela. Everyone should be fully vaccinated against polio before visiting a long list of countries in Africa, Eastern Europe, and Asia.https://wwwnc.cdc.gov/travel/noticeshttps://www.mississippimarkers.com/ is one website that lists some of the marker trails throughout Mississippi. Our state has markers for trails about Mississippi History, Country Music, Writers, Blues Music, Freedom Trail, Mound Trail, and the United States Civil Rights Trail.https://www.mississippimarkers.com/Questions:I Bonds: MT 08/17/22 http://moneytalks.mpbonline.org/episodes/money-talks-open-topic-augustGreen Travel

Join Money Talks in playing “It’s A Numbers Game” with numbers that relate to personal finance. Play along with us and test your personal finance knowledge.Our digits:2 for 1W-2 and W-4Chapter 7 and Chapter 1365 years old70 and 1/2 years oldRule of 72 https://www.investopedia.com/terms/r/ruleof72.asp401(k), 403(b), and 4575291099By the way: Halley's Comet returns to Earth's vicinity about every 75 years (not 72). But it did visit us in 1066. https://www.space.com/19878-halleys-comet.html