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Money Talks

Airs Tuesdays at 9 a.m. on MPB Think Radio

email: money@mpbonline.orgMoney Talks airs Tuesday mornings at 9 Central Time on MPB Think Radio and over the internet at mpbonline.orgMoney Talks focuses on personal finance as it applies to Mississippians. In any given
Latest Episode8/9/2022

Money Talks: Money & Kids

When you add a child to your family you add joy and happiness and extra expenses. What costs can you control? Which costs are flexible? We’ll talk about the extra costs of impending parenthood. We also can take your other personal finance questions.New Legislation: While adoption can be expensive, it doesn’t have to be. In fact, many parents adopt children at little or no cost through the Mississippi foster care system.Expenses totaling $1,000 to $5,000 can be subsidized or reimbursed. https://adoption.com/mississippiOn February 6th of 2018, Money Talks discussed Child Care Options for your Budget. http://moneytalks.mpbonline.org/5cd31f1533f6c1be55607d91According to a Mississippi Department of Human Services 2021 survey: Average weekly, full-time rates for childcare in Mississippi ranged from $125 for infant care to $111 for preschool care. When they are enrolled in full-time care, rates for school-age children average $102 per week.https://www.mdhs.ms.gov/wp-content/uploads/2021/10/Market-Rate-Report_Final_9.3.pdfPaying for College?4/19/2022 Community Colleges http://moneytalks.mpbonline.org/episodes/money-talks-community-colleges9/15/2020 Treasurer David McRae http://moneytalks.mpbonline.org/episodes/money-talks-treasurer-david-mcrae9/3/2019 529 Savings Plans http://moneytalks.mpbonline.org/episodes/money-talks-529-savings-plans10/10/2017 Paying for College http://moneytalks.mpbonline.org/episodes/5cd31f1633f6c1be55607d9eAlso parts of:http://moneytalks.mpbonline.org/episodes/money-talks-student-loans-2022http://moneytalks.mpbonline.org/episodes/money-talks-its-a-numbers-gamehttp://moneytalks.mpbonline.org/episodes/money-talks-october-open-topic-episodehttp://moneytalks.mpbonline.org/episodes/money-talks-back-to-school-financeshttp://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d6ehttp://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d74
8/9/2022

Money Talks: Money & Kids

When you add a child to your family you add joy and happiness and extra expenses. What costs can you control? Which costs are flexible? We’ll talk about the extra costs of impending parenthood. We also can take your other personal finance questions.New Legislation: While adoption can be expensive, it doesn’t have to be. In fact, many parents adopt children at little or no cost through the Mississippi foster care system.Expenses totaling $1,000 to $5,000 can be subsidized or reimbursed. https://adoption.com/mississippiOn February 6th of 2018, Money Talks discussed Child Care Options for your Budget. http://moneytalks.mpbonline.org/5cd31f1533f6c1be55607d91According to a Mississippi Department of Human Services 2021 survey: Average weekly, full-time rates for childcare in Mississippi ranged from $125 for infant care to $111 for preschool care. When they are enrolled in full-time care, rates for school-age children average $102 per week.https://www.mdhs.ms.gov/wp-content/uploads/2021/10/Market-Rate-Report_Final_9.3.pdfPaying for College?4/19/2022 Community Colleges http://moneytalks.mpbonline.org/episodes/money-talks-community-colleges9/15/2020 Treasurer David McRae http://moneytalks.mpbonline.org/episodes/money-talks-treasurer-david-mcrae9/3/2019 529 Savings Plans http://moneytalks.mpbonline.org/episodes/money-talks-529-savings-plans10/10/2017 Paying for College http://moneytalks.mpbonline.org/episodes/5cd31f1633f6c1be55607d9eAlso parts of:http://moneytalks.mpbonline.org/episodes/money-talks-student-loans-2022http://moneytalks.mpbonline.org/episodes/money-talks-its-a-numbers-gamehttp://moneytalks.mpbonline.org/episodes/money-talks-october-open-topic-episodehttp://moneytalks.mpbonline.org/episodes/money-talks-back-to-school-financeshttp://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d6ehttp://moneytalks.mpbonline.org/episodes/5cd31f1533f6c1be55607d74
6/28/2022

Money Talks: Student Loans 2022

According to the Mississippi State Treasurer’s office, the average Mississippi student graduates college with $30,000 worth of debt. Also, 30% of these graduates are reporting delaying major life milestones (getting married, buying a house or car, and even having kids!) We'll discuss and answer questions about student loans.Blog post that the New Perspectives interns wrote that ties in with the episode of Money Talks about mortgages: https://newper.blogspot.com/2022/06/heloc-vs-cash-out-refinance.htmlCompete to Complete: http://moneytalks.mpbonline.org/5cd31f1533f6c1be55607d6ehttps://www.msc2c.org/https://studentaid.gov/COVID-19 Emergency Relief and Federal Student AidOn April 6, 2022, the U.S. Department of Education (ED) extended the student loan payment pause through Aug. 31, 2022. The pause includes the following relief measures for eligible loans:a suspension of loan paymentsa 0% interest ratestopped collections on defaulted loanshttps://studentaid.gov/announcements-events/covid-19FAFSA website: https://studentaid.gov/h/apply-for-aid/fafsaSubsidized and unsubsidized loansPrivate and government loansPrivate education loans are not eligible for consolidation, but for some Direct Consolidation Loan repayment plans, the total amount of your education loan debt—including any private education loans—determines how long you have to repay your Direct Consolidation Loan.Direct PLUS Loans received by parents to help pay for a dependent student’s education cannot be consolidated together with federal student loans that the student received. https://studentaid.gov/manage-loans/consolidationQuestions:Retired and paying student loansPrivate loansLoan not reported on credit reportSubsidizedFor profit college